Commercial Real Estate Loan

Commercial Real Estate Loan
Empowering Your Business Growth

A commercial real estate loan helps Florida businesses buy, refinance, or expand property. It provides the funds needed for growth.
GNBC provides tailored funding solutions to support your business objectives. Buy new property, upgrade your space, or consolidate debt. We provide solutions to help you succeed.

Benefits of a Commercial Real Estate Loan

Competitive Commercial Real Estate Loan Rates

We offer highly competitive interest rates, ensuring low costs and predictable repayment terms.

Flexible Financing Options

You can choose fixed or variable rates. This helps match your financing with your cash flow and growth plans.

Access to Capital

Borrow amounts exceeding $500K to meet your large-scale property financing needs.

Tailored Solutions

Our team designs loans to fit your business goals. We can help with a retail store, office, or industrial facility.

Requirements for Commercial Loans for Real Estate

To qualify for a commercial real estate loan, lenders typically evaluate

Credit Score

Lenders typically require a score of 680 or higher. (Exceptions may apply based on collateral, cash flow, and business performance).

Business History

A minimum of 2 years in operation demonstrates stability and credibility.

Down Payment

Lenders usually require a down payment of 20-30%. The amount depends on the property’s value and loan terms.

Debt-Service Coverage Ratio (DSCR)

A DSCR of 1.25 or higher indicates a business’s ability to meet loan repayments.

Types of Commercial Loans for Real Estate

Owner-Occupied Loans

Ideal for businesses operating from their purchased property.

Investment Property Loans

Designed for acquiring rental or income-generating properties.

Bridge Loans

Short-term financing for quick property purchases or renovations.

Why Choose GNBC?

Experience

With over 20 years of expertise, GNBC understands the complexities of commercial financing and provides personalized guidance.

Tailored Solutions

We design financing that aligns with your business goals and property investment strategies.

Efficient Approval Process

Our streamlined process ensures timely funding, so you don’t miss critical opportunities.

Competitive Rates

We offer some of the best commercial real estate loan rates, helping reduce overall borrowing costs.

Start Building Your Future with GNBC

With flexible options and expert support, we are committed to helping you achieve your property investment goals.

Contact GNBC today to explore how our commercial real estate loan solutions can support your business growth