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SBA Loans

SBA Loans
Fuel Your Florida Business Growth

At GNBC, we specialize in helping Florida-based businesses access SBA loans tailored to their unique needs. If you need money for growth, equipment, or daily expenses, we can help.

Key Benefits of SBA Loans

Key Benefits of SBA Loans images

  • Lower Down Payments

    With Small Business Administration loans, you will typically face lower upfront costs than traditional financing.

  • Flexible Repayment Terms

    The Small Business Administration loans offer extended repayment terms to make managing cash flow easier.

  • Competitive Rates

    Benefit from favourable interest rates that keep your costs manageable.

  • Lower Closing Costs

    SBA loans typically have reduced upfront costs compared to traditional loans.

SBA Loan Requirements

Before applying, it’s important to understand the requirements for an SBA loan
1

Credit Score

Most lenders require a score of 680 or higher. (required score depends on factors like business performance, cash flow, and collateral).

2

Time in Business

Generally, businesses must be in operation for at least 2 years.

3

Down Payment

Typically, you will need to make a 10-20% down payment, depending on the type of loan.

SBA Loans for Startup Businesses

If you are launching a new business, SBA loans for startup businesses provide access to essential funding. The requirements may be stricter for startups. SBA loans are frequently considered the most favorable option.They offer lower risk and better terms for securing capital.

SBA Loans for Startup Businesses image

Types of SBA Loans Available

  • SBA 7(a) Loan

    Ideal for general business needs, such as working capital and equipment.

  • SBA CDC/504 Loan

    Perfect for real estate or large equipment purchases.

Types of SBA Loans Available image

Why Choose GNBC for Your SBA Loan?

  • Tailored Financing

    We offer personalized solutions that meet your specific business needs.

  • Expert Guidance

    With over 20 years of experience, we provide professional advice throughout the loan process.

  • Flexible Terms

    Enjoy flexible loan terms that help your business grow at its own pace.

Start Your SBA Loan Application Today!

At GNBC, we are committed to helping Florida business owners like you access the financing needed to succeed.

Contact us today to learn more about how our SBA loan services can support your business goals.
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